Frequently Asked Questions

Why are you contacting me?

SCJ manages accounts that are purchased and/or placed for collections by commercial businesses and creditors. If you are receiving a call from SCJ it's because a business or creditor believes your account is past due. We would like to help find a resolution that works for you.

Why do you own my account?

We purchase accounts like yours because we believe we can provide you with a more creative and flexible solution to resolve your debt. 

What if I don't agree with the past due balance?

Mistakes do happen. If you believe you are being contacted by mistake, give us a call (302)-752-4449.

An account specialist will work with you to correct any mistakes that may have been made.