Why am I receiving a call from SCJ?

SCJ manages accounts that are placed for collections by commercial businesses and creditors. If you are receiving a call from SCJ it's because a business or creditor believes your account is past due. 

How do I know this is not a scam?

SCJ has had a physical address in the state of Delaware for more than 15 years. All of it's employees are located within the United States. We can provide a letter of representation upon request. 

What if I don't agree with the past due balance? 

Mistakes do happen. If you believe you are being contacted by mistake, give us a call (302)-752-4449.

An account specialist will work with you to correct any mistakes that may have been made.