
A Solution For Your Past Due Accounts

Who We Are
SCJ is an RMAi certified debt buying company that specializes in the purchase of charged off, past due, and bad debt receivables in the commercial and consumer industries.
For us, it's not about a sale, it's about a relationship. We want to build a system of trust and transparency that will allow you to continue to make the most of your portfolio even after the customer's stop paying. We strive to be different than your typical collection agency / debt buyer. We handle accounts professionally, ethically, and with the respect we believe everyone deserves. We here at SCJ know the importance of doing the right thing, building personal connections, and maintaining relationships.
Today's past- due account could be your future best client.

Meet The Team.
Our dedicated and experienced team is ready to help you get rid of your lingering debt accounts.

Michael Hammon
My Team Comes First
Started in the collection industry at 25
Experience in sales, collections, sales trainer, collection trainer, owner, team builder.
What I makes me tick… I hate losing, I take everything personal, if a member of my team does not succeed It is my fault.
My family and the family of the people I work with always come first!!!
My team comes before me. My job is to make sure I put them in the position to win. Did I say I hate losing!!!!