Get Immediate Cash 

For Non-Performing 

Commercial Accounts 

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Need To Pay

A Bill?

SCJ offers a secure, user-friendly online payment portal, Repay, which allows the ability to make payments 24/7. 

If you prefer to pay by phone, contact us at (302)-752-4449

Want To Turn Bad Debt Into Cash?

SCJ has a contingency for purchasing pools of non-performing commercial & consumer accounts. Find out how you can get immediate cash at closing for your bad debt. 

Have You Been Contacted By SCJ?

Have you received a letter or a call from SCJ?  If you have questions about why you are being contacted, check out our FAQ or call 302-752-4449 to speak to an account specialist. 

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Located in Delaware, SCJ specializes in competitive debt buying, retention driven debt recovery and account receivables management. 

Whether you are looking to sell your bad debt for quick cash, resolve outstanding account balances, or simply perform an audit of your accounts receivables; we always handle accounts professionally, ethically, and with the respect we believe everyone deserves. We here at SCJ know the importance of building personal connections and maintaining relationships. 

Today's past- due account could be your future

best client. 


Certificate No. C2009-1148



Shaking Hands

SCJ acquires, manages, and liquidates portfolios for non-performing commercial and consumer accounts. We provide an opportunity for you to turn delinquent accounts into quick cash.

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 If you are looking to resolve delinquent accounts efficiently and ethically while maintaining a relationship with your customer; we have a team of enthusiastic collectors and account specialists who are not afraid to step out from the crowd and take a different approach on your behalf.

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Life gets busy, invoices get forgotten. Some times customers just need a phone call or email reminder that they have an outstanding invoice. SCJ will perform an audit of your account receivables on behalf of your company. You set the tone and we do the work. 



“Testimonials work great. Showing your reviews in quotes has a powerful effect on customers and makes them more likely to trust you.” 

—  Name, Title



For any inquiries, questions or commendations, please call: 302-752-4449 or fill out the following form

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Main Office

17507 S. Dupont HWY 

Harrington, DE 19952

Tel: 302-752-4449

Toll Free: 833-515-2533 or 833-515-2440

Fax: 302-258-1998







8:00am- 6:00pm EST 

8:00am- 6:00pm EST 

8:00am- 6:00pm EST 

8:00am- 6:00pm EST 

8:00am- 5:00pm EST 


To apply for a job with SCJ Commercial Financial Services please send a cover letter together with your resume to:

This is an attempt to collect a debt by a debt collector and any information obtained will be used for that purpose.